Stress-free car buying with pre-approved financing

Take the stress out of your car-buying experience. Pre-approved auto financing from LendCare lets you shop confidently, knowing what you can afford before you buy.

With a vast network of over 2,400 automotive dealers nationwide and flexible payment terms, we help you get behind the wheel so that you can focus on the destination ahead—whether that means easy commutes or weekend adventures..

Ready to get in the driver's seat? Our online application process can have you pre-approved in minutes.

Financing that gets you behind the wheel!

Get approval decisions in seconds—not hours
A secure, encrypted process to keep your information safe
Flexible payment terms and no penalty for early repayment
Flexibility in choosing your dealership
Financing for new or used vehicles
Loans up to $50,000

The process is simple

Complete the Application
Applying takes only a few minutes and will not affect your credit score*
Get an Instant Decision
With a quick pre-approval, you will know your budget before you start car-shopping
Make Your Purchase
Select and contact a dealership in our network to make your purchase

*LendCare only performs a soft credit check to obtain pre-approval

Ready to start shopping for a new vehicle?

You have questions? We have answers!

How do you determine how much money I can borrow?

Your pre-approved loan amount depends on your credit history, income, monthly expenses, and the value 

of the vehicle you plan to purchase, among other factors.

Can I pay off my loan before the end of the term?

Yes. Our Auto Loans are open with no pre-payment penalty, meaning you can make additional payments without incurring any fees. This includes paying off the entire loan amount before the end of your term.

Can I add a co-applicant to my Auto Loan?

You can add a co-applicant to an Auto Loan at the time of application. Once the loan is approved and the 

money disbursed, you cannot add another party to the agreement.

Have more questions?

Get approved for financing today!

Get approved for financing today!

Whether you are an existing client or brand new to LendCare, you can access financing for automotive repairs, healthcare (including dental and vision), and trips to the vet.

You can learn more about—and apply for—our current consumer financing programs below.

*Conditions Apply