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Home Improvement Financing

Quote with confidence

Whether you're renovating a basement or fixing a leak in the roof


We take your job from quote to ready for installation in a matter of days. Home improvement is a $75 billion industry, with the average Canadian homeowner spending nearly $11,000 per year. As a business owner or contractor, offering flexible financing options and express online credit decisions can make all the difference when quoting the job. That’s where we come in. LendCare offers financing that adheres to your client’s renovation project budget and allows you to get your funds quickly. We work with independent contractors and large-scale companies to help get the job done faster while making things more affordable for your clients. We provide financing for HVAC, roofing, flooring, insulation services and so much more.

Custom-built approval process

Our team is here to support you. We offer competitive and flexible approvals with unique programs designed to suit any customer’s budget.

Worth the wait, minus the waiting

Get financing approvals quickly and get paid in full within one business day after job completion.

Financing solutions with a silver lining

Not all home renovations are planned. LendCare is here to support your customer’s needs even in unforeseen circumstances, such as flooding or furnace failure. Unplanned home renovation like these are not only costly but also require immediate attention. That’s why choosing LendCare gets your funds to you quickly, so you can get the job done.

More to work with

We offer up to 120-month payment plans that fit your customer’s timeframe and budget. (Not available in Quebec)

We see more than
credit score

We buy deep into the credit spectrum and offer loans up to $25K for all home repair and renovation needs. We also provide an online application process with automatic approvals, so you can go from quote to install, in no time at all.

You're in
good hands

LendCare’s dedicated home renovations finance team recognizes the challenges of having multiple projects on the go at once. Our knowledgeable team with a wealth of experience, have your best interests in mind when it comes to getting the job done and making a profit.

COVID-19 & Toronto Humane Society Fundraiser

COVID-19 & Toronto Humane Society Fundraiser

We understand that this is a challenging time for all of us, as we navigate through this new normal. While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your needs. At LendCare, we make it our priority to ensure that we continue to operate at full capacity and provide our partners and customers with the care they deserve.


Toronto Humane Society Fundraiser Information

We cannot thank you enough for all you’ve done to help animals in need. With your help, we have raised over $15,000 in just 4 days! We ask you all to keep the donations coming, and LendCare will match, dollar for dollar, up to another $5,000 for the Toronto Humane Society! With your support, we can reach $25,000 or more for this great cause.


Every dollar you give helps the Toronto Humane Society reach its $100,000 goal to cover the veterinary costs of pets that have been surrendered due to the financial impact of COVID-19.


We double-dog dare you to donate generously, and help us exceed our goal, yet again! No donation is too small.


Click the HERE to donate, directly to the Toronto Humane Society. We thank you in advance for your support!