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Auto Financing

More profitable auto financing

When it comes to auto financing - we’re different from other companies.

The companies who make you jump through hoops, yet are always quick to decline your non-prime customers. At LendCare, you speak to real people who work with your F&I team to offer flexible financing solutions you won’t find elsewhere. With market-leading dealer reserves and a painless application process, we maximize your profits while making things easier on you and your customers.

Why we're the obvious choice

  • Express credit decisions
  • NO chargeback policy on dealer reserves
  • NO vehicle age restrictions
  • We finance vehicles up to 250,000 km

We do more for your approval

We offer competitive and flexible approvals with no vehicle age restrictions. With our quick and streamlined approval process, you spend less time chasing approvals and more time generating new business.

Financing designed to fit

We buy deep into the credit spectrum and often don’t require income verification. We provide a quick online application process with automatic approvals, which means less time on the phone negotiating terms.

More ways to reach out

Speak directly to a LendCare auto financing team member by phone, email or whatever works best for you. Get a response quickly from a real person, not a computer.

When every second counts

Get point-of-sale credit approvals with auto adjudication in seconds and get your funds direct deposited within a few days of the deal being booked.

Your profits are
our priority

We offer some of the highest dealer reserves in the industry and better terms than most auto finance companies. We also have well-established relationships with over 6000 partners, ranging from independent dealerships to franchise dealerships. No matter where you fit into that spectrum, you’ll make a profit with LendCare.

Don’t worry -
we get it

Our dedicated auto financing team recognizes the challenges of juggling multiple deals at once. Many of our team members come from a car dealership background and can relate to the everyday struggle of closing the deal. We go out of our way to help you move more inventory.


COVID-19 & Toronto Humane Society Fundraiser

COVID-19 & Toronto Humane Society Fundraiser

We understand that this is a challenging time for all of us, as we navigate through this new normal. While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your needs. At LendCare, we make it our priority to ensure that we continue to operate at full capacity and provide our partners and customers with the care they deserve.

Toronto Humane Society Fundraiser Information

We cannot thank you enough for all you’ve done to help animals in need. With your help, we have raised over $15,000 in just 4 days! We ask you all to keep the donations coming, and LendCare will match, dollar for dollar, up to another $5,000 for the Toronto Humane Society! With your support, we can reach $25,000 or more for this great cause.

Every dollar you give helps the Toronto Humane Society reach its $100,000 goal to cover the veterinary costs of pets that have been surrendered due to the financial impact of COVID-19.

We double-dog dare you to donate generously, and help us exceed our goal, yet again! No donation is too small.

Click the HERE to donate, directly to the Toronto Humane Society. We thank you in advance for your support!