- Instant credit decisions
- NO chargeback policy on dealer reserves
- NO vehicle age restrictions
- We finance vehicles up to 250,000 km
The companies who make you jump through hoops, yet are always quick to decline your non-prime customers. At LendCare, you speak to real people who work with your F&I team to offer flexible financing solutions you won’t find elsewhere. With market-leading dealer reserves and a painless application process, we maximize your profits while making things easier on you and your customers.
We offer competitive and flexible approvals with no vehicle age restrictions. With our quick and streamlined approval process, you spend less time chasing approvals and more time generating new business.
We buy deep into the credit spectrum and often don’t require income verification. We provide a quick online application process with automatic approvals, which means less time on the phone negotiating terms.
Speak directly to a LendCare auto financing team member by phone, email or whatever works best for you. Get a response quickly from a real person, not a computer.
Get point-of-sale credit approvals with automatic adjudication in seconds and get your funds direct deposited within a few days of the deal being booked.
We offer some of the highest dealer reserves in the industry and better terms than most auto finance companies. We also have well-established relationships with over 6000 partners, ranging from independent dealerships to franchise dealerships. No matter where you fit into that spectrum, you’ll make a profit with LendCare.
Our dedicated auto financing team recognizes the challenges of juggling multiple deals at once. Many of our team members come from a automotive finance industry background and can relate to the everyday struggle of closing the deal. We go above and beyond to help you move more inventory.
Whether you are an existing client or brand new to LendCare, you can access financing for automotive repairs, healthcare (including dental and vision), and trips to the vet.
You can learn more about—and apply for—our current consumer financing programs below.