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Boat & Watercraft Financing

Make waves with more sales

Are traditional lending options or credit history keeping you

from getting your customers out on the lake this season? At LendCare, we offer unique financing solutions to your non-prime customers that allow you to make the sale, which helps them sail away happy. We turn your declines into approvals and offer up to 120-month payment plans* on all watercraft financing, with no vehicle age restrictions. So choose LendCare for all your marine financing needs, because we’d hate to see you miss the boat on a potential customer.

*Excluding Quebec

Less stress, more approvals

We’re here to support you. We offer competitive and flexible approvals on all types of watercraft, including jet skis, sailboats, powerboats, fishing boats and more. With no vehicle age restrictions and a quick, streamlined approval process, you spend less time chasing approvals and more time generating new business.

Forward-thinking financing

We buy deep into the credit spectrum and often don’t require income verification. We provide an online application process with automatic approvals, which means you waste less time on the phone negotiating terms.

Real people, ready to help

Speak directly to a LendCare financing team member by phone or email. Get a response quickly from a real person, not a bot.

Make the sale in seconds

Get point-of-sale credit approvals in seconds and get your funds direct deposited within a few days of the deal being booked.

More to work with

We offer up to 120-month payment plans that fit your customer’s time frame and budget. (Not available in Quebec)

Book without
the bank

It’s become more and more difficult to acquire financing through banks and other lenders. At LendCare, we see beyond credit scores and turn those declines into approvals


Did we mention
more profit?

We offer seasonal promotions with higher than average dealer reserves. That means you’ll make a profit with LendCare.

COVID-19 & Toronto Humane Society Fundraiser

COVID-19 & Toronto Humane Society Fundraiser

We understand that this is a challenging time for all of us, as we navigate through this new normal. While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your needs. At LendCare, we make it our priority to ensure that we continue to operate at full capacity and provide our partners and customers with the care they deserve.


Toronto Humane Society Fundraiser Information

We cannot thank you enough for all you’ve done to help animals in need. With your help, we have raised over $15,000 in just 4 days! We ask you all to keep the donations coming, and LendCare will match, dollar for dollar, up to another $5,000 for the Toronto Humane Society! With your support, we can reach $25,000 or more for this great cause.


Every dollar you give helps the Toronto Humane Society reach its $100,000 goal to cover the veterinary costs of pets that have been surrendered due to the financial impact of COVID-19.


We double-dog dare you to donate generously, and help us exceed our goal, yet again! No donation is too small.


Click the HERE to donate, directly to the Toronto Humane Society. We thank you in advance for your support!