Point-of-sale financing for businesses |...

Elevate your business.

Accelerate your sales.


Point-of-sale financing built for businesses


Forward-thinking financing

We know you have choices when it comes to point-of-sale financing. But, with our online financing portal that features instant online credit decisions, real-time customer verification and market-leading dealer reserves, we think that choice is obvious. 


We work with businesses to offer their customers financing for cars, motorcycles, jet skis, ATVs, RVs, home renovation projects, retail purchases, healthcare services and so much more.  

LendCare success story

Our Success Story

Since its founding in 2004, LendCare has continued to build momentum, reporting impressive gains in both loan origination and portfolio expansion. In 2020, LendCare secured a new and additional $100M credit facility supplementing its existing senior facility, pushing total raised and established facilities to over $600M to date. Learn more about our journey on the About Us page.

From point-of-sale to sold

100% online process

Complete applications in minutes and get instant credit decisions right at the point of sale. Use your smartphone, computer or tablet to submit applications, upload identification and sign credit agreements all electronically, from anywhere you are.

From point-of-sale to sold

Increase profits

Our point-of-sale financing solutions allow your customers to make big-ticket purchases today while paying over time. This increases your sales volume and overall profit.

From point-of-sale to sold

Get lightning-fast approvals

Get customer approvals within seconds with our quick application process and get your funds direct deposited within a few days of the deal being booked. Spend less time chasing approvals and more time generating new business.

From point-of-sale to sold

We’re here for you

We’re here to support you. You’ll speak to real people with a wealth of industry knowledge. We don’t make you jump through hoops to get in touch or get your customers approved. Contact us in the way that works best for you and get responses quickly.

The numbers say it all

With over 7500 partners and counting, no sign-up fees, billions in processed loan applications and market-leading credit decision times, we guarantee to have a consumer financing solution that fits your business needs.

7500

merchant partners

11+

Years as a top Canadian powersports lender

$10B

In processed loan applications

Testimonials
Simple.
Efficient.
Approved.

I have had a loan with LendCare for the last 10 months, and they have always been super easy to work with, especially since the purchase was made remotely and we were able to do all the paperwork over email, and they worked around my schedule to set everything up. 


Been working with LendCare for as long as I can remember. They are a crucial part of our business. Can not put a value on how much business they have helped us with. Do not know where we would be without them. They will help customers get a loan where other banks absolutely will not.

I have nothing but good things to say about LendCare. The entire process was very speedy when I originally got my boat loan. I called 1 year later to pay the loan off, and they were with the same customer and great service attitude. The interest rate was a little high but completely understandable.

Had no problem with financing the vehicle I wanted. On top of that anytime I have a question, customer service is only a click or call away. Hardly any waiting time. I'm building my credit back up and I recommend it to anyone wanting a hassle-free experience. Thanks


Had a few questions about my personal loan and auto loan through LendCare so I reached out and was exceptionally surprised with the knowledge and willingness to go above and beyond to make sure my needs were met to the fullest. I must say everyone I have dealt with at LendCare has been fantastic and I highly recommend them.

Our experience with LendCare has been nothing short of phenomenal.

Financed two vehicles with this company so far. I have had no issues with them, very flexible, and never had an issue with them. Every time I call they have been great to deal with. I have been able to move payment dates with no problems and little notice. Thanks for helping when no one else would LendCare.

Great rates and communication, flexible options and increased sales are just a few of our company's benefits from our partnership with LendCare.




Saves you money & time

100% FREE sign up with no hidden fees or credit card required
Zero risk to you – customer late payments have no impact to you
Submit applications, upload images and sign documents electronically from any device
No complicated technical integrations
Become a partner in days, not months
You make the sale and we handle the rest

Get approved for financing today!

Get approved for financing today!

Whether you are an existing client or brand new to LendCare, you can access financing for automotive repairs, healthcare (including dental and vision), and trips to the vet.


You can learn more about—and apply for—our current consumer financing programs below.

*Conditions Apply