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About us

Point-of-sale finance, redefined

Point-of-sale financing for businesses |...
Strong roots. Strong relationships | LendCare

Strong connections and partnerships

With over a decade of experience in the consumer financing sector, we have built relationships with thousands of businesses and tens of thousands of people throughout Canada - helping them to achieve growth and success in all their endeavours.

We see credit differently

We see the story behind the numbers and use our multi-device compatible technology to simplify the financing experience and maximize approvals. Because changing the way you view potential allows you to see the potential in everyone.

Lendcare History —

2004

2009

2010

2013

2014

2015

2017

2018

2019

2020

LendCare Financial Services began operating in Pickering, Ontario and Montreal, Quebec and focused primarily on non-prime direct-to-customer retail loans

New credit facility of $4M 


Name changed from LendCare Financial Services to LendCare Capital Inc.


Expanded portfolio to include Powersports financing

New credit facility of $50M

Wholesale securitization structure established 

Increases previously established wholesale securitization structure by $65M

Establishes new and additional $70M credit facility


Increases previously established wholesale securitization facility to $100M


Receives $30M equity investment from a Chicago-based private equity firm


Establishes new credit facility by New York-based investor of $175M


Chief Financial Officer joins as leadership team member 


Partnership with Bombardier Recreational Products (BRP) established

Establishes new securitization facility with a Canadian Schedule 1 bank


Director of Product Strategy and Data Analytics joins as member of leadership team 


Expands existing senior credit facility to $250M

Renews and increases securitization facility with Schedule 1 bank to $50M


Head of Marketing joins as member of leadership team


Quebec office moves to larger location to accommodate rapid growth

January - Establishes new and additional $100M credit facility to supplement the existing senior facility, bringing total raised and established facilities to over $600M


July - Renews and expands one of the company's supplemental credit facilities for $75 million


November - Secures a new $85 million financing facility from a leading international financial services company 


FrontLine is launched for multiple verticals. FrontLine allows merchants to complete applications in minutes and get express credit decisions right at the point of sale. Merchants can use their smartphone, computer or tablet to submit applications, upload identification and sign credit agreements all electronically, from anywhere they are.


A foundation worth building on

At LendCare, we work for you to provide the best possible financing option to fit your customer’s needs. We’re here to help our partners spend less time sifting through declined credit applications, and more time getting the approvals they need to make the sale.


Our success has always stemmed from building relationships. Whether it’s building relationships that help our partners further their success or relationships that benefit and better our community – LendCare is here to help.

We continue to use our success to help support a great number of local and international causes. From sponsoring sports teams, food and toy drives, to building sustainable education centres in Cambodia – LendCare is always here to lend a hand.


Struggling to attain a proper education should not be an experience anyone has to endure. Helping to build learning centres in Cambodia was an uplifting journey that has touched the lives of many and will stick with us forever.

COVID-19 Updates

COVID-19 Updates


With recent developments to the COVID-19 mandates and the lockdown issued by the Government of Ontario and Quebec, effective Dec 26th, we wanted to let you know that we are still here to service our partners' needs.


While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your business needs. At LendCare, we make it our priority to ensure that we continue to provide your business and our customers with the care they deserve.


We are committed to providing you with the same level of service that you have become accustomed to, so that the financing process is as seamless as possible. We continue to operate at full capacity and would like to reassure you that we are continuing to process applications and issue payments. We are still fully capable of processing and authorizing loan agreements. 


Feel free to contact us by email, phone or through our online contact form should you require any assistance. We will keep you updated on any changes that affect our business operations. If you have any questions or concerns, please reach out to us as you would normally, and we will be happy to respond to you.