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About us

Point-of-sale finance, redefined

Strong connections and partnerships

With over a decade of experience in the consumer financing sector, we have built relationships with thousands of businesses and tens of thousands of people throughout Canada - helping them to achieve growth and success in all their endeavours.

We see credit differently

We see the story behind the numbers and use our multi-device compatible technology to simplify the financing experience and maximize approvals. Because changing the way you view potential allows you to see the potential in everyone.

Lendcare History —











LendCare Financial Services began operating in Pickering, Ontario and Montreal, Quebec and focused primarily on non-prime direct-to-customer retail loans

New credit facility of $4M 

Name changed from LendCare Financial Services to LendCare Capital Inc.

Expanded portfolio to include Powersports financing

New credit facility of $50M

Wholesale securitization structure established 

Increases previously established wholesale securitization structure by $65M

Establishes new and additional $70M credit facility

Increases previously established wholesale securitization facility to $100M

Receives $30M equity investment from a Chicago-based private equity firm

Establishes new credit facility by New York-based investor of $175M

Chief Financial Officer joins as leadership team member 

Partnership with Bombardier Recreational Products (BRP) established

Establishes new securitization facility with a Canadian Schedule 1 bank

Director of Product Strategy and Data Analytics joins as member of leadership team 

Expands existing senior credit facility to $250M

Renews and increases securitization facility with Schedule 1 bank to $50M

Head of Marketing joins as member of leadership team

Quebec office moves to larger location to accommodate rapid growth

January - Establishes new and additional $100M credit facility to supplement the existing senior facility, bringing total raised and established facilities to over $600M

July - Renews and expands one of the company's supplemental credit facilities for $75 million

November - Secures a new $85 million financing facility from a leading international financial services company 

FrontLine is launched for multiple verticals. FrontLine allows merchants to complete applications in minutes and get express credit decisions right at the point of sale. Merchants can use their smartphone, computer or tablet to submit applications, upload identification and sign credit agreements all electronically, from anywhere they are.

A foundation worth building on

At LendCare, we work for you to provide the best possible financing option to fit your customer’s needs. We’re here to help our partners spend less time sifting through declined credit applications, and more time getting the approvals they need to make the sale.

Our success has always stemmed from building relationships. Whether it’s building relationships that help our partners further their success or relationships that benefit and better our community – LendCare is here to help.

We continue to use our success to help support a great number of local and international causes. From sponsoring sports teams, food and toy drives, to building sustainable education centres in Cambodia – LendCare is always here to lend a hand.

Struggling to attain a proper education should not be an experience anyone has to endure. Helping to build learning centres in Cambodia was an uplifting journey that has touched the lives of many and will stick with us forever.

COVID-19 & Toronto Humane Society Fundraiser

COVID-19 & Toronto Humane Society Fundraiser

We understand that this is a challenging time for all of us, as we navigate through this new normal. While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your needs. At LendCare, we make it our priority to ensure that we continue to operate at full capacity and provide our partners and customers with the care they deserve.

Toronto Humane Society Fundraiser Information

We cannot thank you enough for all you’ve done to help animals in need. With your help, we have raised over $15,000 in just 4 days! We ask you all to keep the donations coming, and LendCare will match, dollar for dollar, up to another $5,000 for the Toronto Humane Society! With your support, we can reach $25,000 or more for this great cause.

Every dollar you give helps the Toronto Humane Society reach its $100,000 goal to cover the veterinary costs of pets that have been surrendered due to the financial impact of COVID-19.

We double-dog dare you to donate generously, and help us exceed our goal, yet again! No donation is too small.

Click the HERE to donate, directly to the Toronto Humane Society. We thank you in advance for your support!